21st Financial handles your traditional portfolio with personalized, fiduciary advisory. We're here for your Bitcoin strategy, custody, and estate planning—so your overall plan stays aligned.
Eliminating Single Points of Failure
Our free self-custody guide is a great resource for getting started. But for meaningful holdings, self-custody alone cannot eliminate single points of failure. Collaborative security solves this with a 2-of-3 multisig approach: you hold one key, we hold one, and an independent custody provider holds the third. No single party can access your Bitcoin alone. Learn more →
What Self-Custody Cannot Solve
Self-custody works for learning and smaller amounts. For meaningful holdings, it cannot solve:
Single Points of Failure
One person, one device, one seed phrase: if any fail, your Bitcoin is at risk. Collaborative security requires multiple independent approvals for every transaction.
Estate Planning
How will your spouse or children access your Bitcoin if something happens to you? Collaborative security includes documented inheritance workflows and beneficiary training.
Incident Response
Lost device, forgotten seed phrase, or coercion? With self-custody, you're alone. Collaborative security provides 24/7 professional support and recovery protocols.
Human Mistakes
Scams, phishing, and transaction errors are real risks. When you're not sure, you don't have to decide alone. A team verifies transactions and intervenes before mistakes happen.
Since 2016 · Zero satoshis lost · 1% annual fee. 21st Financial handles your traditional portfolio; we're here so your Bitcoin is secured with the same care—and so it can be inherited securely.
Why 21st Financial works with us
We offer complementary services and the same fiduciary mindset. 21st Financial focuses on your traditional portfolio; we focus on Bitcoin custody, collaborative security, and estate planning for digital assets—so your advisor can refer you with confidence.
Get started
If you've been referred by 21st Financial, we're here to help. Our team will guide you through Bitcoin custody, collaborative security, and estate planning—and how it fits with your overall strategy.
What to expect
After you reach out, we'll schedule a brief call to understand your goals and answer any questions. We'll then guide you through setting up your collaborative security vault and help you document your estate plan protocol.
Why work with TBA
We work with 21st Financial clients on Bitcoin strategy and custody. We can help you think through how long-term Bitcoin custody and inheritance fit with your traditional portfolio.
Get in touch
Fill out the form below and we'll get back to you within 24 hours.
Who 21st Financial refers
Adding Bitcoin to your plan
You're a 21st Financial client (or prospect) who wants to explore Bitcoin as part of your long-term strategy and need guidance on custody and security.
Custody and estate planning for digital assets
You hold or are considering Bitcoin and want it secured with collaborative security and documented inheritance—so it fits with your overall financial plan.
Combining traditional and Bitcoin strategy
You want your traditional portfolio and Bitcoin holdings to work together, with 21st Financial for the former and TBA for custody and estate planning.
Fiduciary-minded clients
You value the same transparency and care from your Bitcoin custodian that you get from 21st Financial—no single points of failure, documented recovery, and inheritance.