Terms of Service | The Bitcoin Adviser
Terms Of Service

Your Agreement With The Bitcoin Adviser

These terms describe how we deliver non-custodial advisory services, the responsibilities you retain, and the fees involved when engaging The Bitcoin Adviser (TBA). By using the bitcoin adviser key or receiving our services, you agree to the clauses below.

Quick Read

  • TBA provides education and security guidance—we do not custody Bitcoin or give financial, legal, or tax advice.
  • You remain solely responsible for Bitcoin transactions, compliance obligations, and risk management.
  • Fees are based on Bitcoin holdings and billed quarterly; both parties can terminate with 30 days’ notice.

Effective Date: 1 January 2025

Definitions & Scope

Understanding Our Role

Bitcoin Definition

Bitcoin is a decentralised digital currency secured by cryptography and operating independently of governments or central banks.

Nature Of Guidance

TBA offers educational resources and security coaching. We do not provide financial, investment, legal, or tax advice and do not recommend trades or purchases.

Regulation & Risk Disclosure

As of 1 January 2025, Bitcoin is not recognised as a financial product under specific global regulations. Bitcoin is volatile, unbacked, and subject to regulatory change. You accept all associated risks.

Non-Custodial Services Statement

TBA does not hold or manage Bitcoin for clients. In multi-signature arrangements, we may act as a backup key holder but cannot unilaterally move funds. You retain full control and bear ultimate responsibility for your Bitcoin.

Client Responsibilities

Your Authority & Acknowledgements

Authorisation

  • By using TBA services you acknowledge they are for education only.
  • You make all decisions regarding buying, holding, securing, or selling Bitcoin.
  • You must complete DocuSign ID Verification so we can authenticate requests.

IRS & Jurisdictional Compliance

For U.S. clients, TBA is not an IRA custodian. You remain solely responsible for complying with IRS rules for self-directed IRAs and other tax-advantaged accounts.

Disclaimer Of Liability

TBA is not liable for losses arising from Bitcoin transactions, self-custody practices, or reliance on our guidance. You waive claims against TBA for damages related to Bitcoin ownership or security decisions.

Services & Fees

What We Provide & How We Charge

Advisory Services

  • Market analysis and curated insights from global experts.
  • Custody and security advisory, including key management best practices.
  • Regular key and custody verification, accountant liaison, and audit support.

Referral Programme

  • Optional 10% referral fee (paid in Bitcoin quarterly) on revenue from referred clients.
  • Continues unless this agreement ends, or TBA closes or is sold.
  • Referrers must act in good faith, comply with identification requirements, and have no authority over introduced clients.

Years 1–4

1% of Bitcoin holdings annually (ex GST).

Years 5–8

0.75% annually.

Year 9+

0.5% annually.

Billing Cycle

Fees invoiced quarterly in arrears and payable in Bitcoin within seven days.

Termination & Continuity

Ending Or Adjusting The Agreement

Notice Period

Either party may terminate with 30 days’ written notice.

Early Termination Fees

Calculated on the Bitcoin balance at termination: Year 1 (4%), Year 2 (3%), Year 3 (2%), Year 4 (1%), Year 5+ (0%).

Verification Of Death

Upon notification of a client’s death, TBA verifies the executor and processes instructions within 60 business days (extensions possible). Costs are borne by the estate.

Commencement

Agreement begins when the client engages TBA and activates the bitcoin adviser key.

Duress & Capacity

Acting Voluntarily

All decisions must be made freely. TBA may disregard instructions believed to be given under duress and can request evidence of voluntary intent. We are not liable for actions taken based on directives made under coercion. Any decisions made during periods of legal incapacity are not binding.

Confidentiality

Protecting Client Information

TBA stores only essential contact details (name, phone, email) and communication history. We maintain strict confidentiality, enforce role-based access, prohibit unauthorised disclosure, and use client information solely to deliver services. Mandatory 2FA and other security controls are employed. Information is deleted on request or termination unless retention is legally required. Exceptions apply to public, independently developed, or third-party-supplied information. Confidentiality survives termination indefinitely.

Questions About These Terms?

Contact us at contact@thebitcoinadviser.com if you need clarification or wish to discuss amendments.

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