Referral Program
Partner with The Bitcoin Adviser and earn recurring Bitcoin revenue
For trusted professionals, community leaders, and Bitcoiners who know people holding meaningful Bitcoin. Introduce the right clients to collaborative security, recovery planning, and inheritance support, and earn 10% of client fees, paid monthly in Bitcoin, for as long as they remain active. For a new client, your Referral Fee on their first 12 billed months is paid upfront, in one Bitcoin payment.
Good introductions create referrals. Referrals create sats. Everybody wins.
Technical education for self-custody Bitcoin only, not financial advice. Scope & risks →
Earn 10% of referred client fees, in perpetuity
When someone you refer becomes a client, you earn 10% of their fees, paid monthly in Bitcoin, for as long as they remain active. For a new client, your Referral Fee on their first 12 billed months is paid upfront, in one Bitcoin payment.
This is not a one-off bounty. It is recurring sats for making the right introduction.
Example: A client with 3 BTC pays 1% p.a.; you earn 10% of that fee (0.003 BTC/year), paid monthly in Bitcoin for as long as they stay, with the first 12 billed months paid upfront. Terms of Service.
First-year advance
The first-year advance
For a client first funded from the Commencement Date, your Referral Fee on their first 12 billed months is paid upfront, in one Bitcoin payment.
- Who it applies to
- Every referrer on the standard programme, unless otherwise agreed in writing. The first-year advance applies to each newly referred client from the Advance Commencement Date; clients funded before commencement remain under ordinary commission arrangements. The Commencement Date is 19 October 2026.
- Referral Agreement, section 1, section 2
- When it is measured
- Once, at month end. A first deposit on the 1st to the 14th is measured at the end of that month; the 15th or later, at the end of the next month.
- Referral Agreement, section 2
- What it covers
- The client's first 12 billed months. The deposit month counts only when the deposit is on the 1st.
- Referral Agreement, section 2
- How much
- 12 months of the client's first-year fee on the measured balance, at your Referral Fee rate on the measurement date. It is fixed in BTC and paid with the next monthly payment.
- Referral Agreement, section 2
- After it is paid
- Later deposits, or your referred book reaching 200 BTC later, do not add to it, and a lower balance does not reduce it. Referral Fees for the covered months are set against the advance, not paid twice.
- Referral Agreement, section 2, section 2
- Zero balance
- No advance and no second measurement. Fees are paid monthly as TBA receives them.
- Referral Agreement, section 2
- Payment timing
- Paid in Bitcoin monthly, generally in the first week of the following month, from a date notified by TBA. From the Commencement Date this replaces quarterly payment.
- Referral Agreement, section 2
Illustrate the advance for one client
Counts toward the 200 BTC threshold only.
- Advance
- 0.003000 BTC
- Measured on
- 30 November 2026
- Covers billed months
- November 2026 to October 2027
- Referral Fee rate
- 10%
If the client left after 6 covered months, 0.001500 BTC would be recovered from your later Referral Fees.
Client fee: 1% a year. TBA's public first-year rate on one platform. Agreed client rates may be lower.
The website illustrates the standard terms only. Your own Referral Agreement governs what you are paid.
What clients receive
- Collaborative 2-of-3 multisig security
- Inheritance and recovery planning
- Specialist support for meaningful Bitcoin holdings
- A structure that removes single points of failure while keeping clients in control
Ideal Referral Partners
The program is structured around three types of partners: professional advisers, audience-led partners, and Bitcoiners helping people they know.
Professional advisers
Financial advisers, family office advisers, lawyers, and accountants who work with clients holding Bitcoin. Extend your offering with expert collaborative security, recovery planning, and inheritance support without becoming a Bitcoin security expert yourself.
Audience & community partners
Podcast hosts, content creators, meetup organisers, and community leaders with audiences that value Bitcoin security and long-term planning. Introduce your audience to collaborative security with brand-aligned materials and support.
Bitcoiners helping people they know
Bitcoin holders who want to help friends and family secure meaningful holdings properly. You don't need to be a professional; you need to know people who would benefit from proper custody and recovery support.
From Application to Active Partner
Step 1: Apply
Share your background and how you plan to refer. We review your application and respond with next steps.
Step 2: Agreement & activation
If you are not already on our client legal path, you sign a referral partner agreement. Once approved and activated, we publish your personalised landing page and send you the live URL.
Step 3: Materials & guide
You receive this program’s Partner Guide, brand assets, and core resources covering collaborative security and referral terms. Share only your live page URL.
Step 4: Refer & get paid
Introduce prospects via your page. We handle onboarding and delivery. Once a referral becomes an active client, you earn 10% of their fee, paid monthly in Bitcoin for as long as they remain with us, with the first 12 billed months paid upfront. Wallet and ID setup are for payouts, separate from activation.
Supported by real Bitcoiners, not an affiliate dashboard
Referral partners are looked after by people who understand Bitcoin, reputation, and long-term client trust. Applications and partner setup are reviewed by our team; you are not left with a link and a dashboard alone.
Stacking Hats (@stackinghats) is available for messaging help, introductions that are ready to move forward, and practical partner support.
For program questions, email referral@thebitcoinadviser.com.
Estimate potential recurring sats
Illustrative only. This calculator is not a forecast or guarantee. Actual referral revenue depends on referred client holdings, fee rates, client retention, onboarding timing, and the terms in force at the time. Payments are made monthly in Bitcoin under our Terms of Service.
Model potential recurring sats over a 4-year cycle. You continue earning every year for as long as your referrals remain clients.
Based on our pricing: 1% annual fee (Years 1-4), 0.75% (Years 5-8), 0.5% (Year 9+)
Referral Revenue Per Client (10% of 1% fee)
Per year (Years 1-4), for as long as the client remains active
Monthly referral revenue
From new referrals this month
Annual referral revenue (Year 1)
From all referrals in year 1
Illustrative 4-year cumulative total
Modeled cumulative total over 4 years (at 1% fee rate)
Annual run-rate after 4 years
Modeled annual run-rate at Year 1-4 fee tier (decreases to 75% in Years 5-8, 50% in Year 9+)
Year by year
| Year | Clients referred | Referred book | Referral Fee | Potential Referral Fees |
|---|---|---|---|---|
| 1 | 24 | 72 BTC | 10% | 0.072000 BTC |
| 2 | 48 | 144 BTC | 10% | 0.144000 BTC |
| 3 | 72 | 216 BTC | 20% | 0.432000 BTC |
| 4 | 96 | 288 BTC | 20% | 0.576000 BTC |
Note: Illustrative figures only. Recurring referral revenue is paid monthly in Bitcoin for as long as the client remains active. A new client's first 12 billed months are paid upfront: earlier, not extra. After 4 years you may continue earning each year even if you stop referring new clients. Your annual run-rate adjusts as client fees change: Years 1-4 at 1% fee (shown above), Years 5-8 at 0.75%, Year 9+ at 0.5%. Your Referral Fee is 10% of fees received, and 20% on your whole referred book once it reaches 200 BTC. Full terms: Terms of Service.
Common Questions About The Referral Program
Is this the same as becoming a Bitcoin Adviser?
This page is for referral partners who introduce clients and earn commission. Adviser roles are a separate path with different responsibilities and compensation; we can discuss that if it becomes relevant after you are an active referral partner.
Do I need to refer a minimum number of clients?
No. You can refer as few or as many clients as you like. One successful referral generates recurring revenue for as long as that client remains with us.
How quickly will I receive my first payment?
For a client first funded from the Commencement Date, your first payment is the advance: your Referral Fee on their first 12 billed months, measured once at month end and paid with the next monthly payment. For example, a first deposit on 10 October is measured on 31 October, and the advance is paid in the first week of November. Referral Fees after that are paid in Bitcoin monthly, generally in the first week of the following month, from a date notified by TBA. See our Terms of Service for full details.
What happens if a client I referred leaves The Bitcoin Adviser?
If a referred client leaves, your commission payments for that client stop. However, you keep all payments you've already received, and any other clients you've referred continue generating income.
If the client leaves within the 12 months an advance covers, TBA may recover the unserved portion of the advance, calculated proportionately to the remaining covered months; the same applies if the client holds no eligible Bitcoin at a covered month-end. After the first 12 covered months, TBA may also recover one-twelfth of the advance for each served month whose fees remain unpaid. Later payment of those fees reverses the corresponding recovery.
Total net recovery cannot exceed the advance, and no month may be recovered twice. Recoveries are deducted from future Referral Fees; you are never required to repay Bitcoin already received.
How are referrals tracked?
When you become a referral partner, we publish your personalised landing page. When prospects visit that page and contact us through it (especially the enquiry form), they are attributed to you. Always share your own page—first touch matters. See the Partner Guide for operating details.
What support do you provide to referral partners?
We provide the Referral Partner Guide, brand assets, messaging frameworks, and direct access to our team via referral@thebitcoinadviser.com. Stacking Hats is available for messaging and practical help when introductions are ready. After approval you receive a personalised landing page URL and shareable QR code when issued, plus transparent reporting on referrals and payments.
What are the terms and conditions?
The referral program terms are outlined in our Terms of Service. Key points: 10% revenue share for as long as the client remains active, monthly payments in Bitcoin, with a new client's first 12 billed months paid upfront, and the program continues unless the agreement is terminated or The Bitcoin Adviser closes or is sold. See also our Scope, Risks & Important Information.
Apply
Ready to become a referral partner?
Tell us about your audience, how you plan to refer, and the support you need from us. After you submit, our team reviews your application. If there is a good fit, next steps are agreement (when required), activation, your personalised landing page, and the Partner Guide.
This form is for partner applications only. It does not create your landing page automatically—we publish that after approval.
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