Pricing
Transparent Pricing for Collaborative Bitcoin Security
Our pricing is public because clients should understand the commercial relationship before a sales call. Fees, billing, and the step down schedule are published upfront.
Fee Schedule
Our Fee Structure
| Client year | Annual fee |
|---|---|
| Years 1 to 4 | 1.00% |
| Years 5 to 8 | 0.75% |
| Year 9+ | 0.50% |
Why the Fee Steps Down
Years 1 to 4 are implementation heavy: collaborative security design, onboarding, Estate Plan Protocol documentation, beneficiary education, and establishing the operating model around your vault. Years 5 onward shift toward stewardship: continuity reviews, documentation updates, operational support, and adviser availability as life events arise. The annual fee falls as that structure matures.
Either party may terminate the agreement with 30 days’ written notice. See Terms of Service.
What the Fee Pays For
The fee is not for Bitcoin price advice. It funds self custody structure, documentation, continuity, and professional key agency. We are non custodial: clients retain control of their Bitcoin.
- Collaborative security: what we help put in place
- Key agent: professional signing role, not custody
- Estate Plan Protocol: private continuity asset
- Continuity: life event routing
- What to expect: onboarding and ongoing relationship
Model the Fee Structure
Model the step down fee schedule against your holdings and stacking plan. CAGR affects illustrative USD values only, not your Bitcoin balance.
Loading Bitcoin price...
Your Scenario
Your starting Bitcoin balance
How much Bitcoin you plan to add each year
How many years to project forward
This affects illustrative USD values only. It does not change your BTC balance and is not a forecast, recommendation, or promise of future Bitcoin performance. The 30% scenario is an aggressive Bitcoin illustration only.
Summary Results
Total Fees (BTC)
Over projection period
Total Fees (USD)
Sum of fees paid over time
Final Holdings
After all fees
Illustrative Value Requiring Continuity
Illustrative USD value of final holdings if continuity fails
Fee as % of Final Holdings
Total fees vs final value
Year-by-Year Breakdown
| Year | Holdings Start (BTC) | Fee Rate | Annual Fee (BTC) | Holdings Value (USD) | Holdings End (BTC) |
|---|---|---|---|---|---|
| 1 | 1.00000000 | 1.00% | 0.01050000 | $92.61k | 1.08950000 |
| 2 | 1.08950000 | 1.00% | 0.01139500 | $100.14k | 1.17810500 |
| 3 | 1.17810500 | 1.00% | 0.01228105 | $107.60k | 1.26582395 |
| 4 | 1.26582395 | 1.00% | 0.01315824 | $114.98k | 1.35266571 |
| 5 | 1.35266571 | 0.75% | 0.01051999 | $122.58k | 1.44214572 |
| 6 | 1.44214572 | 0.75% | 0.01119109 | $130.13k | 1.53095462 |
| 7 | 1.53095462 | 0.75% | 0.01185716 | $137.62k | 1.61909747 |
| 8 | 1.61909747 | 0.75% | 0.01251823 | $145.06k | 1.70657923 |
| 9 | 1.70657923 | 0.50% | 0.00878290 | $152.81k | 1.79779634 |
| 10 | 1.79779634 | 0.50% | 0.00923898 | $160.53k | 1.88855736 |
| 11 | 1.88855736 | 0.50% | 0.00969279 | $168.20k | 1.97886457 |
| 12 | 1.97886457 | 0.50% | 0.01014432 | $175.84k | 2.06872025 |
Disclaimer: This calculator is for educational purposes only and not financial advice. CAGR inputs affect illustrative USD values only, not your Bitcoin balance, and are not forecasts or performance promises. Fee calculations are estimates based on your inputs. Actual fees may vary. See our Terms of Service for binding terms.
Common Questions About Our Fees
Is 1% Too Much?
It depends what you are comparing it to.
Our fee is for collaborative security, key agency, continuity, education, and adviser support, not portfolio management or price prediction. See how we compare to exchange custody, DIY self custody, and other options.
What Does the Fee Include?
Self custody structure, documentation, continuity, and professional key agency.
See what the fee pays for and collaborative security for the full service model. It is not financial or investment advice.
Why Does the Fee Step Down?
Early years are implementation heavy; later years are stewardship heavy.
See why the fee steps down above. Rates are in the fee table at the top of this page.
How Do I End the Service?
Either party may terminate with 30 days’ written notice. There is no early termination fee.
See Terms of Service, section 13.
Why Pay in Bitcoin?
Fees are payable in sats because we are Bitcoin native.
Clients should seek their own tax or accounting advice on the treatment of Bitcoin payments.
Next Steps
Understand the Commercial Relationship Before You Engage
Our fees, billing method, and step down schedule are public. Book a Security Review or run the risk assessment to see whether collaborative security fits your setup.