Transparent Pricing for Collaborative Bitcoin Security
Our pricing is public because clients should understand the commercial relationship before a sales call. Fees, billing, step down schedule, and early termination terms are published upfront.
Our Fee Structure
| Client year | Annual fee |
|---|---|
| Years 1 to 4 | 1.00% |
| Years 5 to 8 | 0.75% |
| Year 9+ | 0.50% |
- Calculated on average Bitcoin balance per vault
- Billed every 90 days in arrears
- Payable in sats
- Fees only charged once accrued fees reach 100,000 sats
- Early termination fees apply in years 1 to 4 only. See Terms of Service for the schedule
Why the Fee Steps Down
Years 1 to 4 are implementation heavy: collaborative security design, onboarding, Estate Plan Protocol documentation, beneficiary education, and establishing the operating model around your vault. Years 5 onward shift toward stewardship: continuity reviews, documentation updates, operational support, and adviser availability as life events arise. The annual fee falls as that structure matures.
Early termination fees apply only during the first four years because substantial implementation, documentation, education, and operational work is committed early. From year five onward, no early termination fee applies. See Terms of Service.
What the Fee Pays For
The fee is not for Bitcoin price advice. It funds self custody structure, documentation, continuity, and professional key agency. We are non custodial: clients retain control of their Bitcoin.
- Collaborative security: what we help put in place
- Key agent: professional signing role, not custody
- Estate Plan Protocol: private continuity asset
- Continuity: life event routing
- What to expect: onboarding and ongoing relationship
Model the Fee Structure
Model the step down fee schedule against your holdings and stacking plan. CAGR affects illustrative USD values only, not your Bitcoin balance.
Loading Bitcoin price...
Your Scenario
Summary Results
Total Fees (BTC)
Total Fees (USD)
Final Holdings
Illustrative Value Requiring Continuity
Fee as % of Final Holdings
Year-by-Year Breakdown
| Year | Holdings Start (BTC) | Fee Rate | Annual Fee (BTC) | Holdings Value (USD) | Holdings End (BTC) |
|---|
Common Questions About Our Fees
Is 1% Too Much?
It depends what you are comparing it to.
Our fee is for collaborative security, key agency, continuity, education, and adviser support, not portfolio management or price prediction. See how we compare to exchange custody, DIY self custody, and other options.
What Does the Fee Include?
Self custody structure, documentation, continuity, and professional key agency.
See what the fee pays for and collaborative security for the full service model. It is not financial or investment advice.
Why Does the Fee Step Down?
Early years are implementation heavy; later years are stewardship heavy.
See why the fee steps down above. Rates are in the fee table at the top of this page.
Why Is There an Early Termination Fee?
Substantial implementation work is committed in years 1 to 4. If you leave during that period, fees apply on your Bitcoin balance at termination: year 1 (4%), year 2 (3%), year 3 (2%), year 4 (1%).
From year five onward, no early termination fee applies. See Terms of Service.
Why Pay in Bitcoin?
Fees are payable in sats because we are Bitcoin native.
Clients should seek their own tax or accounting advice on the treatment of Bitcoin payments.
Understand the Commercial Relationship Before You Engage
Our fees, billing method, and step down schedule are public. Book a discovery call or run the risk assessment to see whether collaborative security fits your setup.
Comparison · Are we a fit? · Collaborative security · What to expect · Scope and risks · Terms of Service · Referral program