Bitcoin for Founders: Preserve Your Exit Wealth | The Bitcoin Adviser
For Founders

Preserve Your Exit Wealth: Bitcoin for Founders and Entrepreneurs

You've built something significant. You've navigated the exit. Now comes the harder part: preserving that wealth across generations. Statistically, the first generation builds it, the second loses 70%, and the third squanders 90%. Bitcoin amplifies this risk due to its volatility and novelty—but it also offers the best opportunity for generational wealth preservation.

The Bitcoin Adviser provides technical and operational support for securing significant Bitcoin holdings with collaborative security and estate planning. We help founders preserve exit wealth, plan for generational transfer, and navigate the unique challenges of holding substantial Bitcoin assets. We are not a financial services company and do not provide financial, tax, legal, or investment advice.

Why Bitcoin for Founders Wealth Preservation Challenges How We Help Estate Planning Work with Andy FAQs
Since 2016 Zero satoshis lost across all clients
Generational Wealth Preserve wealth across generations
Exit Planning Secure significant holdings post-exit
Estate Planning Documented recovery for heirs

Who This Is For

This page is for founders and entrepreneurs who:

  • Have completed or are planning an exit (acquisition, IPO, or significant liquidity event).
  • Want to preserve exit wealth in Bitcoin as a generational asset.
  • Need to secure significant Bitcoin holdings with professional-grade security.
  • Want to plan for multi-generational wealth transfer without relying on traditional financial systems.
  • Understand that preserving wealth is harder than building it and want professional support.

You retain control of your keys. We never hold your Bitcoin or act as your financial advisor. We provide technical support for collaborative security and estate planning protocols.

Why Bitcoin for Founders

Why Founders Choose Bitcoin for Exit Wealth Preservation

After an exit, founders face a critical decision: how to preserve wealth in an era of monetary debasement and traditional asset volatility. Bitcoin offers a unique combination of scarcity, portability, and potential for generational wealth that traditional assets cannot match.

In the next 10 years, holding just one Bitcoin could qualify as generational wealth. Fast-forward another decade, and 0.1 Bitcoin might suffice; after 20 years, even 0.01 Bitcoin could provide lasting financial security. This isn't about flashy spending—it's about optionality: the ability to fund future needs without depleting principal.

Exit Wealth Preservation

Convert exit proceeds into Bitcoin to preserve purchasing power over decades. Bitcoin's fixed supply (21 million cap) protects against currency debasement that erodes traditional cash holdings.

Generational Wealth Transfer

Bitcoin can be structured for intergenerational wealth. Our estate planning protocols ensure beneficiaries can inherit without relying on a single private key or traditional financial intermediaries.

Borderless Portability

A memorized seed phrase (12–24 words) can allow you to move substantial wealth across borders—crucial in times of crisis, political instability, or high inflation. This is a distinct advantage over physical assets.

Low Correlation with Traditional Assets

Bitcoin's low correlation with equities, bonds, and real estate makes it an excellent diversification tool, adding resilience to your post-exit portfolio.

Potential for Exponential Growth

Bitcoin remains in its adoption phase, offering meaningful potential upside as global understanding and usage increase. Early adopters have already seen life-changing returns.

Collaborative Security for Significant Holdings

Multi-signature collaborative security eliminates single points of failure. No one party—including us—can access your Bitcoin alone. Since 2016, zero satoshis lost across all clients.

The Challenge

The Challenges of Preserving Generational Wealth

Acquiring wealth is hard, but maintaining it across generations is harder. Statistically, wealth erodes quickly: the first generation builds it, the second loses 70%, and the third squanders 90%. Bitcoin amplifies this risk due to its volatility and novelty—but with proper planning, it can also be the solution.

We help founders navigate five critical challenges:

1. Divorce

In Western countries, over 50% of marriages end in divorce, often halving Bitcoin holdings. Pre-nuptial agreements or trusts can mitigate this, but it's an uncomfortable reality that requires planning. We help structure holdings to protect against this risk.

2. Taxes

Capital gains tax can erode stacks during trades—up to 50% in some jurisdictions. Estate taxes can claim up to 40–50% on inheritance. Proper structuring, like irrevocable trusts, can boost heirs' inheritance by 66%. We provide technical support for structures; you work with tax professionals for advice.

3. Passing Down Values

Wealth without wisdom is fleeting. We emphasize educating heirs on Bitcoin's principles—scarcity, self-custody, and low time preference. Without this, apathy could doom Bitcoin's network, as future generations might not appreciate what built it.

4. Gambling and Debt

These are wealth's great levelers. Speculating on altcoins or sports betting can wipe out fortunes, while debt amplifies losses in downturns. We urge avoiding leverage and teaching fiscal discipline to heirs.

5. Self-Custody Risks

While essential for sovereignty, poor setups (lost seeds, hardware failures, fire, flood) lead to permanent loss. Our collaborative security framework has helped clients custody Bitcoin without losing a satoshi by incorporating redundancies like multi-signature security.

Preservation Requires Planning

Self-custody for control, but with professional guidance to navigate legal traps. Bitcoin's borderless nature clashes with national laws, so domicile matters. We provide the technical framework; you work with legal and tax professionals to ensure compliance.

How We Help

How The Bitcoin Adviser Helps Founders Preserve Exit Wealth

We provide technical and operational support for securing significant Bitcoin holdings with collaborative security and estate planning. We do not provide financial, tax, legal, or investment advice. You work directly with your financial advisors, tax professionals, and legal counsel on strategy, structure, and compliance.

1. Exit Planning & Bitcoin Allocation Strategy

We help you understand how Bitcoin fits into your post-exit wealth preservation strategy. This includes:

  • Technical support for converting exit proceeds to Bitcoin
  • Collaborative security setup for significant holdings
  • Education on Bitcoin's role in generational wealth
  • Coordination with your financial advisors and tax professionals

You work directly with your financial advisors to determine allocation, timing, and tax implications. We provide technical support for the custody and security aspects.

2. Collaborative Security for Significant Holdings

We provide technical support to set up a multi-signature (multisig) vault where control is distributed among:

  • You (holding one or more keys)
  • The Bitcoin Adviser, as independent technical key holder
  • A trusted third-party key holder or service

This eliminates single points of failure and ensures your Bitcoin remains secure even in unforeseen circumstances. No one party—including us—can access your Bitcoin alone.

3. Estate Planning & Generational Transfer

We provide technical support for estate planning protocols that ensure your heirs can access Bitcoin without relying on a single private key. This includes:

  • Documented recovery plans for beneficiaries
  • Beneficiary education on Bitcoin principles
  • Integration with your legal estate planning documents
  • Recovery rehearsals to ensure processes work

You work directly with your estate planning attorney to ensure Bitcoin holdings are properly integrated into your will, trusts, and other legal documents. We provide the technical framework.

4. Ongoing Support & Education

We provide ongoing technical support and education:

  • Education for you and your heirs on Bitcoin principles
  • Ongoing technical support for custody operations
  • Periodic reviews to ensure processes stay current
  • Access to comprehensive resources and best practices
Estate Planning

Estate Planning for Founders: Ensuring Generational Transfer

Bitcoin is a bearer asset—whoever controls the keys controls the Bitcoin. This creates unique challenges for estate planning that traditional assets don't face. Without proper planning, your heirs may never be able to access your Bitcoin holdings.

Our Estate Plan Protocol addresses these challenges by providing a documented, tested framework for generational transfer that integrates with your legal estate planning documents.

Documented Recovery Plans

Comprehensive documentation ensures your heirs know exactly how to access Bitcoin holdings without relying on a single private key or guesswork.

Beneficiary Education

We help educate your heirs on Bitcoin principles—scarcity, self-custody, and low time preference—ensuring they understand the value and responsibility of generational wealth.

Legal Integration

Our technical framework integrates with your will, trusts, and other legal documents. You work with your estate planning attorney to ensure proper legal structure.

Recovery Rehearsals

We conduct recovery rehearsals to ensure processes work when needed. This gives you confidence that your heirs can actually access Bitcoin holdings.

This Isn't Just About Bitcoin

Estate planning for founders is about preserving not just wealth, but values. Bitcoin represents a shift away from traditional financial systems—teaching heirs about Bitcoin's principles helps preserve the mindset that created your wealth in the first place.

Why Choose Us

Why Founders Choose The Bitcoin Adviser

Navigating Bitcoin security, estate planning, and generational wealth transfer requires expertise that most financial advisors don't have. We provide technical and operational support so you can focus on strategy with your professional advisors.

Zero Satoshis Lost Since 2016

Our collaborative security framework has been in production since 2016 with no Bitcoin lost across clients globally, including founders with significant holdings.

Founder-Focused Approach

We understand the unique challenges founders face: exit planning, wealth preservation, generational transfer, and navigating tax and legal complexities.

Estate Planning Expertise

Our Estate Plan Protocol is specifically designed for Bitcoin bearer assets, ensuring your heirs can access holdings without relying on traditional financial intermediaries.

Collaborative Security

Multi-signature collaborative security eliminates single points of failure. No one party—including us—can access your Bitcoin alone, providing peace of mind for significant holdings.

Works with Your Advisors

We sit in the technical seat, working alongside your financial advisors, tax professionals, and estate planning attorneys. We don't replace them—we complement them.

Generational Wealth Focus

We help you think beyond your lifetime, planning for multi-generational wealth transfer and ensuring your heirs understand Bitcoin's principles and value.

Meet Your Adviser

Andy Pattinson — Bitcoin Wealth Preservation for Founders

Headshot of Andy Pattinson

Andy Pattinson

Founding Partner · Bitcoin Wealth Preservation & Generational Transfer

Andy co-founded The Bitcoin Adviser alongside Peter Dunworth and specializes in helping founders and entrepreneurs preserve exit wealth through Bitcoin. He focuses on:

  • Securing significant Bitcoin holdings with collaborative security.
  • Estate planning and generational wealth transfer protocols.
  • Coordinating with financial advisors, tax professionals, and estate planning attorneys.

Andy does not provide financial, tax, legal, or investment advice. You make all investment and strategy decisions with your professional advisers. Andy's role is purely technical and operational.

Founder + TBA Workflow with Andy
  1. Review your exit situation, current holdings, and wealth preservation objectives. Gather information about your financial advisors, tax professionals, and estate planning attorney.
  2. You and your professional advisers confirm Bitcoin allocation and strategy. Andy maps out the custody architecture, collaborative security design, and estate planning touchpoints.
  3. Coordinate Bitcoin acquisition (if needed), vault construction, key distribution, and estate plan inserts aligned to your legal structure.
  4. Schedule recovery rehearsals and periodic reviews so processes, valuations, and estate instructions stay current as your situation evolves.

Come prepared with your exit details, current Bitcoin holdings (if any), and questions about wealth preservation and generational transfer.

Schedule time with Andy

Share your exit situation, approximate holdings, and wealth preservation goals. Andy will help you map the technical path for securing significant Bitcoin holdings and planning for generational transfer. All conversations are technical and educational only — Andy does not provide financial, tax, legal, or investment advice.

Frequently Asked Questions

Common Questions from Founders

How much Bitcoin should I allocate from my exit proceeds?

The Bitcoin Adviser does not provide financial or investment advice. Allocation decisions should be made with your financial advisors based on your risk tolerance, time horizon, and overall portfolio strategy. We provide technical support for securing whatever allocation you and your advisors determine is appropriate.

How does collaborative security work for significant holdings?

Collaborative security uses multi-signature (multisig) technology where control is distributed among multiple parties. For example, in a 2-of-3 setup, you hold one key, we hold one key, and a third party holds one key. At least two keys are required to move Bitcoin, eliminating single points of failure. No one party—including us—can access your Bitcoin alone.

How do I ensure my heirs can access my Bitcoin after I'm gone?

Our Estate Plan Protocol provides documented recovery plans that integrate with your legal estate planning documents. We help educate your heirs on Bitcoin principles and conduct recovery rehearsals to ensure processes work. You work with your estate planning attorney to ensure proper legal structure; we provide the technical framework.

What about taxes on Bitcoin holdings?

The Bitcoin Adviser does not provide tax advice. Tax implications vary by jurisdiction and individual circumstances. You must consult with qualified tax professionals for guidance specific to your situation. We can provide technical support for structures that may have tax implications, but tax advice must come from licensed professionals.

Can I use Bitcoin as collateral without selling?

Yes. Products like Loan My Coins allow you to borrow against Bitcoin holdings without selling, preserving your cost basis and avoiding capital gains tax events. We do not provide financial or investment advice on whether this is appropriate for you—that's a decision for you and your financial advisors.

How do I protect against divorce or other personal risks?

We provide technical support for structures; you work with legal professionals for advice on pre-nuptial agreements, trusts, and other legal protections. Our collaborative security framework can be structured to align with legal protections, but legal advice must come from licensed attorneys.

What if I want to pass Bitcoin to multiple heirs?

Our Estate Plan Protocol can be structured to support multiple beneficiaries. We help design technical frameworks that align with your estate planning goals, whether that's equal distribution, staggered access, or other structures. You work with your estate planning attorney to ensure proper legal structure.

Get Started

Preserve Your Exit Wealth with Bitcoin

Whether you're planning an exit, have recently exited, or are already holding significant Bitcoin, we provide technical and operational support for securing your holdings and planning for generational transfer.

We don't manage your money or tell you what to buy—we help you hold what you've already decided to own, safely, with professional-grade security and estate planning.

Book with Andy Learn About Estate Planning Learn About Collaborative Security Contact Us