Bitcoin for Real Estate: Build Recurring Revenue as Capital Migrates | The Bitcoin Adviser
Capital Migration

Bitcoin for Real Estate

When measured in Bitcoin, real estate has lost ~99% of its value over the past decade. A US home that required ~822 BTC in 2015 cost ~7 BTC by 2024. Successful investors are exiting property not because it got worse, but because Bitcoin is a superior store of value.

This Page in Two Parts

For Real Estate Investors: If you're considering selling property to buy Bitcoin, the first half explains why this migration is happening, the problems with property as long-term savings, and how Bitcoin solves them.

For Real Estate Agents: If your clients are liquidating property to buy Bitcoin, the second half explains the commercial opportunity—how you can earn 10% lifetime revenue share by supporting this transition.

Jump to: For Investors Jump to: For Agents

Educational only · Not financial advice · Consult your tax, legal and financial professionals before making changes.

Part 1

For Real Estate Investors

If you own investment property and are questioning whether it's still the best place to preserve wealth, this section explains the capital migration from property to Bitcoin.

Data Visualization

Home Prices in Bitcoin Terms

Median home prices in Bitcoin terms across five major markets. As Bitcoin's value increased, the Bitcoin required to purchase a home decreased dramatically—illustrating the opportunity cost of holding real estate versus Bitcoin.

Data Sources: US (FRED), UK (ONS), Canada (CREA), Australia (CoreLogic/ABS), Dubai (DLD), Bitcoin (CoinGecko). All home prices converted to USD using annual average exchange rates, then divided by annual average Bitcoin price.

Average Annual Decline (CAGR 2015-2024)

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The Opportunity Cost

Why Real Estate Investors Are Looking for an Exit

For many families, real estate has done its job: it helped them build wealth. The question now is whether it's still the best place to preserve that capital for the next 10–30 years.

Real-World Perspective

In a recent podcast appearance, The Bitcoin Adviser Founding Partner Peter Dunworth explained why many of Sydney's wealthiest families are selling investment properties and reallocating to Bitcoin. His view: Bitcoin increasingly outperforms property in liquidity, maintenance, fees, effort, returns, and long-term macro trends.

Read the full analysis: "Should I Sell My Investment Property for Bitcoin?"

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Real Estate Problems

Where the Traditional Property Model is Breaking Down

Real estate can still generate income, but as a long-term store of value it faces growing headwinds: rising debt costs, erosion from carry expenses, and liquidity constraints.

Real Estate Problem Details and Risks
Rising Debt Burden and Financing Costs When real interest rates rise, debt service eats into cash flow. Higher mortgage rates reduce affordability, shrinking the buyer pool and pressuring prices.
Erosion of Returns by Carry Costs After maintenance (1–4% per year), property taxes, insurance, strata/body corporate fees, management and interest, many investors discover their net return is barely ahead of cash — especially after tax.
Illiquidity and High Friction Fees Selling takes months, not minutes. Agents charge 5–6% commissions, plus legal and closing costs. Property tax is a permanent annual liability — you pay simply to keep owning it.
Monetary Premium at Risk Much of real estate value is "monetary premium" — people parking wealth in property because they don't trust cash. If Bitcoin becomes the preferred store of value, that premium can flow out, pushing property prices closer to utility value.
Elastic Supply vs. Fixed Supply Housing supply can expand through new developments, rezoning, and density increases. Bitcoin has a fixed supply of 21 million — enforced by code and global consensus.
Dependence on Credit Growth Property booms since the 1980s have been fuelled by falling interest rates and expanding credit. With global debt high and demographics turning, that tailwind is fading.
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Bitcoin Solution

Bitcoin as a Long-Term Store of Value

Bitcoin doesn't replace productive real-world assets. But for storing and transmitting purchasing power across time, it has powerful advantages.

Fixed Supply & Liquidity

  • 21 million coins, forever — no dilution beyond the programmed schedule.
  • Trading 24/7 with settlement in minutes, not months.
  • No property taxes, maintenance, or strata fees.

Zero Carry Costs

  • No maintenance, insurance, or management costs.
  • Secure it properly and be patient — no debt service required.
  • No ongoing liabilities just to maintain your position.

Liquidity and Divisibility

  • Convert to local currency rapidly when needed.
  • Sell fractions instead of entire assets.
  • No 5–6% agent commissions or extended closing processes.

Global & Non-Sovereign

  • Your wealth isn't locked to one postcode, legal system, or political cycle.
  • Moves at internet speed across borders — ideal for families with international interests.
  • Can be inherited and accessed anywhere with proper planning.

Mathematical Scarcity

  • 21 million coins enforced by code and global consensus.
  • No central bank, government, or developer can create more.
  • This scarcity is the foundation of its long-term savings thesis.

Historical Performance

  • Historically outperformed most property markets over multi-year periods (with higher volatility).
  • Design is intentionally hard to debase.
  • Past performance doesn't guarantee future results, but the structure favors long-term preservation.
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Ready to Move Capital from Property to Bitcoin?

We can help design a collaborative security structure that protects your Bitcoin for future generations.

Book A Consultation Learn About Collaborative Security Review The FAQ
Part 2

For Real Estate Agents

Your clients are liquidating property to buy Bitcoin. When they sell property, they need you to facilitate the sale, and a trusted Bitcoin advisor to secure their capital. This section explains the commercial opportunity for agents.

The Safe Pair of Hands

How Real Estate Professionals and Advisers Fit In

When an investor sells property to increase their Bitcoin exposure, they're not just changing assets — they're changing how their family's wealth is secured and passed on. That transition needs professional support.

The Agent's Win

The agent facilitates the sale, earns their commission, and demonstrates they understand where capital is migrating — not just where it has historically lived.

The Investor's Need

The investor has a large pool of capital and a new asset class to navigate. They usually don't have the time or technical skill to become their own Bitcoin security expert while running a business and living their life.

The Advisory Layer and Referral Model

A specialist Bitcoin advisory firm serves as the "safe pair of hands", helping clients buy and secure Bitcoin using collaborative security (multi-signature) structures with no single point of failure.

A robust advisory process includes:

  • Risk-Reduced Self-Custody: Vault structures where clients remain in control without relying on a single device or person.
  • Estate Plan Protocol: Clear written instructions for beneficiaries to recover Bitcoin if something happens to the client.
  • Ongoing Education and Monitoring: Guidance on UTXO consolidation, large transactions, and avoiding common operational mistakes.

For agents, referring to a trusted Bitcoin specialist protects client capital, deepens relationships with high-net-worth families, and earns 10% lifetime revenue share on every referral—paid quarterly, for as long as they remain active clients.

Our Referral Program creates a recurring revenue stream that complements property sales commissions. When you refer a client who sells property to buy Bitcoin, you earn 10% of their annual advisory fee—for life.

Note: Our work is technical and operational, not financial advice. Clients should consult licensed financial, tax and legal professionals for asset allocation decisions.

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Referral Program

Calculate Your Potential Earnings

Calculate potential earnings from our 10% lifetime revenue share program. These are lifetime commissions—you continue earning every year for as long as your referrals remain clients.

How many property-selling clients you refer per month
₿
Based on our pricing: 1% annual fee (Years 1-4), 0.75% (Years 5-8), 0.5% (Year 9+)
Commission Per Client (10% of 1% fee)
0.005 BTC
Per year (Years 1-4), for life
Monthly Earnings
0.005 BTC
From new referrals this month
Annual Earnings (Year 1)
0.06 BTC
From all referrals in year 1
4-Year Total Earnings
0.24 BTC
Cumulative earnings over 4 years (at 1% fee rate)
Ongoing Annual Income (After Year 4)
0.06 BTC
Year 1-4 rate (decreases to 75% in Years 5-8, 50% in Year 9+)
Remember: This is passive income in perpetuity. You'll continue earning commissions every year for as long as your referrals remain clients—even if you stop referring new clients. Your ongoing income adjusts as client fees decrease: Years 1-4 at 1% fee (shown above), Years 5-8 at 0.75% fee, and Year 9+ at 0.5% fee. Your 10% commission rate remains constant. Full terms: Terms of Service.
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Ready to Become a Referral Partner?

Join our Referral Program to start earning lifetime revenue share while helping clients navigate the capital migration from property to Bitcoin.

Join The Referral Program Learn More About Us Review The FAQ