Professional Desk · Financial advisers
Support your Bitcoin clients and stay their adviser
You don't need to become a Bitcoin expert to remain the expert your client already trusts.We stay with your client through the whole process: buying bitcoin, securing it with collaborative security, and planning how it passes on. You keep the advice; we handle the technical side.
The questions clients bring to their adviser
- Should I hold Bitcoin directly or through an ETF?
- How do I keep my Bitcoin safe?
- Will my family be able to access it?
A partner in the room, not a replacement
You know your client. We know Bitcoin security.
When Bitcoin comes up, bring us into the room. You keep the relationship and your advice. We look after the Bitcoin security: how it is held, who can sign, and how it passes on.
Tell us about your next Bitcoin-related client enquiry, and we will talk it through with you.
Peter Dunworth, Partner. Estate planning and generational wealth transfer. Guiding families since 2016.
Who controls the Bitcoin
- Only you can initiate a transaction through your secure vault account. Neither The Bitcoin Adviser nor the platform provider can initiate transactions through the normal platform workflow. Two of the three keys must approve it before Bitcoin can move.
- TBA is a co-signer within the client's structure, not a custodian. No single party, TBA included, can move Bitcoin alone.
- Recovery and succession follow the wallet configuration and the procedures the client has authorised.
The people you work with
Advisers who work with professionals and their clients.
- Peter Dunworth. Estate planning and generational wealth transfer. Guiding families since 2016.
- Dalia Platt. Bilingual bitcoin security and inheritance for families and their advisers across the Americas.
Client Demand Does Not Disappear When Advice Permissions Stop
Many financial advisers are placed in a difficult position when clients ask about Bitcoin. The client may already own it, want to buy it, or be considering direct exposure. But the adviser may be constrained by licence scope, approved product lists, internal compliance policy, or reputational risk.
Avoiding the topic may feel safer, but it does not remove the client's risk. It often pushes the client to act alone.
We do not compete for the broader advice relationship. We give advisers a specialist Bitcoin lane they can refer into with confidence. You remain central to the client's overall strategy, while a Bitcoin-only specialist handles the education, custody process, documentation, and inheritance planning required for direct ownership.
Client demand does not disappear just because advice permissions stop.
A referral lane protects the client relationship and keeps scope clean.
The Risk Is Not That Clients Ask About Bitcoin. The Risk Is That They Handle It Alone.
When clients self-direct Bitcoin without specialist support, risk accumulates in predictable ways. This is the core case for referral, not fear.
Exchange custody becomes the default
Coins sit on platforms with account risk, weak security habits, and unclear recovery paths.
Poor key storage and weak account hygiene
Seed phrases stored insecurely, no meaningful redundancy, and insufficient authentication controls.
Holdings are undocumented
Wallets exist, but nobody can locate them, verify balances, or explain how access works.
Family and fiduciaries are unprepared
Spouses and executors do not know what exists or who to contact, and decisions happen under stress.
Adviser visibility erodes
A material asset sits outside reporting, tax records, and the broader plan, increasing scam exposure and operational fragility.
ETF Exposure vs Direct Bitcoin Ownership
ETFs may be appropriate for some clients and some advice models. But they do not solve the same problem as direct Bitcoin ownership.
For a deeper discussion, see Bitcoin ETF vs self-custody →. For the philosophical framing, read You can't hedge the system from within the system.
| Dimension | ETF exposure | Direct ownership + collaborative security |
|---|---|---|
| What the client holds | Price exposure inside the system | Bearer asset control |
| Counterparty chain | Fund, broker, custodian procedures | Self-custody with multisig support |
| Incapacity and inheritance | Brokerage and estate administration flows | Keys, protocol, documented recovery |
| Adviser role | May fit approved products | Referral lane for direct ownership |
What We Do and What We Don't Do
Advisers need clarity. This referral lane is designed to keep your advice model intact.
We do
- Provide Bitcoin-specific education.
- Help clients understand direct ownership and self-custody.
- Support collaborative multisig setup and custody process design.
- Document custody and inheritance arrangements for continuity.
- Coordinate with the client's existing adviser, accountant, and lawyer where appropriate.
We do not
- Replace the client's financial adviser.
- Provide whole-of-portfolio financial advice.
- Recommend altcoins or speculative tokens.
- Interfere with the adviser's strategy, tax, retirement, or compliance role.
Full boundaries are detailed in Scope, Risks & Important Information →
What The Bitcoin Adviser Handles
These are the Bitcoin-only capabilities you can introduce to clients without stepping outside your own advice model.
Professional partners: The same “authority vs control” gap appears across professions. Related pages: Law Firms · Family Offices · Corporate Bitcoin Treasury · Continuity.
Collaborative Security
Multi-signature vault design that removes single points of failure while clients retain meaningful control.
Estate Planning & Inheritance
Documentation and continuity for incapacity and death, integrated with counsel and existing estate structures.
Education & Advisory
Bitcoin-only education for clients and families so custody decisions are informed and repeatable.
Retirement Context
Educational context for retirement structures where applicable, with custody and continuity considerations kept separate from portfolio advice.
Practical help
Print a one-page collaboration note from the explorer for your file. It records each party's role for the situation you chose.
- Bitcoin ETF vs self-custodyWhat each structure gives the client.
- Collaborative securityHow the 2-of-3 vault works.
- Scope, risks and important informationWhat TBA does and does not do.
Professional Desk
Talk to the desk
Tell us what your client is asking, and we will talk it through with you.
Scope, risks and important information